{"publisher":"RateVerdict","state":"Ohio","page":"https://rateverdict.com/mortgage-rates/ohio","methodology":"https://rateverdict.com/methodology","license":"https://rateverdict.com/terms","scenario":"$400,000 30-year fixed refinance with 780 or higher credit, Ohio property","notice":"Priced for one named scenario from live lender rate sheets. Not a rate lock or an offer to lend.","payments":"Monthly payments shown are principal and interest only, for 360 monthly payments on a $400,000 loan at the rate shown. They do not include taxes, homeowners insurance or mortgage insurance, so the actual monthly payment will be greater.","days":[{"pricedOn":"2026-11-04","firstRate":6.125,"firstRateApr":6.382,"firstRatePointsDollars":8008,"nearZeroRate":6.5,"nearZeroApr":6.604,"nearZeroPointsDollars":1008},{"pricedOn":"2026-11-03","firstRate":6.125,"firstRateApr":6.393,"firstRatePointsDollars":8420,"nearZeroRate":6.625,"nearZeroApr":6.71,"nearZeroPointsDollars":-340},{"pricedOn":"2026-11-02","firstRate":6,"firstRateApr":6.383,"firstRatePointsDollars":14688,"nearZeroRate":6.5,"nearZeroApr":6.605,"nearZeroPointsDollars":884},{"pricedOn":"2026-10-30","firstRate":6.125,"firstRateApr":6.401,"firstRatePointsDollars":8532,"nearZeroRate":6.625,"nearZeroApr":6.717,"nearZeroPointsDollars":-832}]}