{"publisher":"RateVerdict","state":"South Carolina","page":"https://rateverdict.com/mortgage-rates/south-carolina","methodology":"https://rateverdict.com/methodology","license":"https://rateverdict.com/terms","scenario":"$400,000 30-year fixed refinance with 780 or higher credit, South Carolina property","notice":"Priced for one named scenario from live lender rate sheets. Not a rate lock or an offer to lend.","payments":"Monthly payments shown are principal and interest only, for 360 monthly payments on a $400,000 loan at the rate shown. They do not include taxes, homeowners insurance or mortgage insurance, so the actual monthly payment will be greater.","pricedOn":"2026-11-04","pricedAt":"2026-11-04T17:31:06.522+00:00","rows":[{"rate":6,"apr":6.376,"points":3.601,"pointsDollars":14404,"monthlyPI":2398},{"rate":6.125,"apr":6.386,"points":2.048,"pointsDollars":8192,"monthlyPI":2430},{"rate":6.25,"apr":6.47,"points":1.566,"pointsDollars":6264,"monthlyPI":2463},{"rate":6.375,"apr":6.53,"points":0.83,"pointsDollars":3320,"monthlyPI":2495},{"rate":6.5,"apr":6.609,"points":0.3,"pointsDollars":1200,"monthlyPI":2528},{"rate":6.625,"apr":6.708,"points":-0.267,"pointsDollars":-1068,"monthlyPI":2561},{"rate":6.75,"apr":6.836,"points":-0.702,"pointsDollars":-2808,"monthlyPI":2594},{"rate":6.875,"apr":6.963,"points":-1.274,"pointsDollars":-5096,"monthlyPI":2628},{"rate":7,"apr":7.09,"points":-1.711,"pointsDollars":-6844,"monthlyPI":2661},{"rate":7.125,"apr":7.216,"points":-2.134,"pointsDollars":-8536,"monthlyPI":2695},{"rate":7.25,"apr":7.343,"points":-2.162,"pointsDollars":-8648,"monthlyPI":2729},{"rate":7.375,"apr":7.469,"points":-2.658,"pointsDollars":-10632,"monthlyPI":2763}]}