Terms of Use

This website is operated by F5 Mortgage LLC (NMLS #1938115) doing business as RateVerdict. By using the site you agree to these terms.

Not a commitment to lend. Reviews, comparisons, and any figures shown are estimates based on the information you provide and information available at the time. They are not a loan approval, prequalification decision, rate lock, or commitment to lend, and they are not financial, legal, or tax advice. All loans are subject to a complete application, credit approval, underwriting, and program guidelines.

No guarantees. We do not guarantee that we can improve any offer. Where a comparison shows a difference, actual terms depend on qualification, timing, and market conditions, which change without notice.

Licensed activity. Mortgage brokerage services are provided by F5 Mortgage LLC in the states where it is licensed. This site is not an offer to residents of other states.

Your submissions. You represent the documents and details you submit are yours to share and accurate to your knowledge. We handle them as described in the Privacy Policy: reviewed by one licensed team, never sold.

Communications. Consent to calls, texts, and email is collected separately at submission and is not a condition of obtaining credit. Reply STOP to opt out of texts at any time.

Acceptable use. No automated scraping, no submitting another person's information without authority, no interfering with the service.

Equal Housing Opportunity. We do business in accordance with federal fair lending laws.