Mortgage rates by state

Each state page is priced from that state's own weekday snapshot, at midday Eastern, for the same named loan. A state without a current snapshot shows no rates.

Priced from live lender rate sheets. Not a rate lock or an offer to lend.

State rate tables

Each state's latest priced table, in alphabetical order, for a $400,000 30-year fixed refinance with 780+ credit. Each rate is shown with its APR. Costs are points or lender credit at closing on that loan.
StateLast pricedRate closest to $0 at closingHistory
California mortgage rates6.625% (6.707% APR), $732 in lender creditCalifornia history
Colorado mortgage rates6.625% (6.708% APR), $860 in lender creditColorado history
Florida mortgage rates6.500% (6.598% APR), $736 in pointsFlorida history
Georgia mortgage rates6.500% (6.604% APR), $996 in pointsGeorgia history
Michigan mortgage rates6.500% (6.604% APR), $1,000 in pointsMichigan history
Ohio mortgage rates6.500% (6.604% APR), $1,008 in pointsOhio history
Pennsylvania mortgage rates6.500% (6.598% APR), $744 in pointsPennsylvania history
South Carolina mortgage rates6.625% (6.708% APR), $1,068 in lender creditSouth Carolina history
Texas mortgage rates6.500% (6.588% APR), $340 in pointsTexas history
Virginia mortgage rates6.625% (6.657% APR), $436 in lender creditVirginia history