Michigan mortgage rate history
One snapshot each weekday, priced at midday Eastern for a $400,000 30-year fixed refinance with 780+ credit.
Past snapshots are shown as they were priced on their date. They are not current rates and not an offer to lend.
The last 30 weekday snapshots
| Day priced | Top of the table | APR | Cost or credit at that rate | Rate closest to $0 | APR | Cost or credit at that rate |
|---|---|---|---|---|---|---|
| 6.125% | 6.382% | $8,020 cost | 6.500% | 6.604% | $1,000 cost | |
| 6.125% | 6.393% | $8,408 cost | 6.625% | 6.709% | $352 credit | |
| 6.125% | 6.378% | $7,716 cost | 6.500% | 6.604% | $872 cost | |
| 6.125% | 6.401% | $8,568 cost | 6.625% | 6.717% | $844 credit | |
| 6.250% | 6.511% | $7,640 cost | 6.625% | 6.723% | $224 cost | |
| 6.250% | 6.524% | $8,264 cost | 6.750% | 6.845% | $848 credit | |
| 6.250% | 6.533% | $8,560 cost | 6.750% | 6.846% | $864 credit | |
| 6.250% | 6.535% | $8,604 cost | 6.750% | 6.849% | $708 credit | |
| 6.250% | 6.488% | $8,640 cost | 6.750% | 6.794% | $584 credit | |
| 6.375% | 6.577% | $6,776 cost | 6.750% | 6.799% | $336 credit | |
| 6.375% | 6.611% | $8,232 cost | 6.750% | 6.826% | $1,136 cost | |
| 6.375% | 6.619% | $8,460 cost | 6.875% | 6.929% | $1,224 credit | |
| 6.375% | 6.631% | $8,876 cost | 6.875% | 6.930% | $788 credit | |
| 6.250% | 6.523% | $9,480 cost | 6.750% | 6.812% | $368 credit | |
| 6.250% | 6.524% | $9,480 cost | 6.750% | 6.814% | $368 credit | |
| 6.500% | 6.771% | $9,092 cost | 7.000% | 7.066% | $648 credit | |
| 6.500% | 6.744% | $7,864 cost | 6.875% | 6.951% | $408 cost | |
| 6.500% | 6.782% | $9,440 cost | 7.000% | 7.070% | $752 credit |